IAIC adheres to a diversified investment approach. Investments are categorized into asset classes, then diversified among numerous securities and sectors, all of which are guided by strategic portfolio management disciplines. Growth and value are two fundamental approaches or investment styles. Growth investors seek companies that offer strong earnings growth while value investors seek stocks that appear to be undervalued in the marketplace. Because the two styles complement each other, they can help add diversity to your portfolio when used together.
IAIC delivers an integrated approach to managing your portfolio with focused and balanced investment advice that’s unique to your financial situation. All investment portfolios follow IAIC’s Six Step Investment Management Process:
A core tenant of value investing is to make sure you’re diversifying your investments
and have the discipline to stay focused. At IAIC our team of Portfolio Managers ensures that your portfolio is rebalanced applying the discipline of our investment philosophy and following our guiding principles below:
At IAIC, we invest our clients’ savings in companies we believe will perform well over the long-term. Among the many factors we consider when making portfolio investment decisions are the environmental, social and governance (“ESG”) risks and opportunities associated with a company. We combine bottom-up ESG scoring from third-party service providers with our own assessment of macroeconomic factors to assess the ESG impact on our valuation of an existing or prospective portfolio investment.
These “ESG” factors are typically taken into consideration:
While ESG scores will impact our assessment of the value of a company, we will not base buy or sell investment decisions solely on ESG scores. We recognize that there are technical and operational difficulties in measuring and understanding ESG-related portfolio risks – for example, ESG reporting by companies and scoring by third-parties are not “exact sciences” and will continue to evolve.
Socially Responsible Investing (SRI) involves ensuring we do not invest a client’s savings into companies that conflict with the client’s personal values. For example, a client may not want to invest in certain industries, such as alcohol, tobacco, weapons, fossil fuels, etc.
Wherever possible, we accommodate a client’s SRI requests.