IAIC offers three types of individually-invested portfolios to suit the client’s needs.
Growth Composite is designed to achieve maximum growth while considering the client’s risk tolerance and time horizon. Structured tax-efficiently, these accounts are defined as a mix of equity and income-producing securities, where more than 70% of assets are Canadian, U.S. and International equities, while the remaining are income-producing securities.
Balanced Composite provides a diversified combination of income-producing securities, equities and cash. It is designed to be balanced, with equities for some growth, and income-producing securities to help ensure capital preservation. Between 30% and 70% of the overall assets are income-producing, while the remaining are Canadian, U.S. and international equities.
Income Composite offers capital preservation and a consistent income stream, achieved by investing in a diversified portfolio of income-producing securities and some specifically identified equities. Of the overall assets, more than 70% are income-producing, while the remaining are Canadian, U.S. and international equities.
We are investors; not traders
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In addition to a customized portfolio, clients can select structured products.
The Income-Producing Model
Provides a consistent income stream while preserving capital by investing in a diversified portfolio of income-producing securities.
The Canadian Balanced Income Portfolios
The main objective is to provide cash flow while reducing capital fluctuation in the portfolio. It is tax-efficient and includes a structured mix of corporate and government bonds, preferred shares, trust units and dividend-producing corporations.
The Individual Pension Plan
The employer sponsors this product, with membership limited to individuals and their spouses. Special rules govern contributions and investment. Each IPP must be registered with the Canada Revenue Agency and the appropriate provincial authority.
Learn about the strength of our value and the benefits of our unique integrated approach to having all three certified professionals, including your CPA, CFP® and CFA®/CIM®, at the same table.
Where suitable, we invest our clients’ assets in the following portfolios, custom-designed by our team.
The Income-Producing ETF Portfolio
The investing objective is to generate a consistent income stream.
The Balanced Income ETF Portfolio
The investing objective is to generate a consistent income stream while providing limited exposure to the equity markets.
The Balanced ETF Portfolio
The investing objective is to generate an even balance of holdings in income-producing assets and exposure to the equity markets.
The Balanced Growth ETF Portfolio
The investing objective is to be more heavily weighted in the equity markets but maintain some holdings in income-producing assets.
The Growth ETF Portfolio
The investing objective is to maximize holdings in the equity markets with only a limited amount of income-producing assets.
